Experts Are Never Wrong But They Aren't Always Right!

Experts Are Never Wrong But They Aren't Always Right!

Get expert advice from the correct expert in your field!

According to Wikipedia - An expert, more generally, is a person with extensive knowledge or ability based on research, experience, or occupation and in a particular area of study.  So why are we asking the wrong experts for their expert advice?  Enough with the play on words and let's get right down to the meat of it all!

Banks provide expert advice on how to repair your credit and they know just how much debt to income ratio you can afford when they qualify you for your new home loan.  They are trained to analyze risk as they originate loans and the terms for borrowers everyday.

Banks are in the business of loaning money to borrowers in order to make money for their lenders.  Borrowers pay a one time loan origination fee + recurring monthly interest payments + principal loan payments until the balance is repaid for the life of the loan.  Your status as a borrower quickly changes once you are unable to repay the terms of the loan and banks are experts at dealing with borrowers only.

It's easy to understand that we would initially contact the bank for advice when we are no longer able to repay the terms of the loan but this isn't always the best option.  Banks are experts are lending money and they are not experts are repayment methods.  They will have an option or two to offer you such as refinancing which will incur fees because you are in fact re-writing the terms of the loan and the other option they may offer is credit counseling. 

Almost everyone, expert or not, will advise you to list your home for sale with a realtor but this is not always your very best option concerning your best interests.  Remember, there is always more than one way to skin a cat!

Realtors are experts at selling homes.  Why don't I write that they are experts at buying homes?  Because they don't actually buy homes.  They sell homes to buyers, so the buyers are the ones who are actually purchasing homes, not the realtors themselves!  

Realtors are invaluable resources and they do our communities a great service by helping buyers and sellers meet their housing needs.  Realtors love turn-key homes that are move in ready and they are experts are telling you how to add more value by painting, making repairs, staging and hosting open houses.  They are experts are negotiating pricing on behalf of their client and they can make the closing process as smooth as silk for all parties involved.

Realtors are not experts at finding solutions outside the scope of what they do - which is to list homes for sale and sell them to buyers.  They make commissions and the only way they can collect on a commission is when their buyers and sellers agree to complete the transaction at closing.  They stick to a process that has worked time and time again and they usually don't deviate from it.  The process goes as follows:

• Clients are required to sign a contract with the realtor/broker agreeing to buy or sell with their agent only, terminating this contract will incur fees
• List the home for sale, stage the home and conduct open houses to show the home to perspective buyers
• Get the property of interest under contract for purchase or sale with all parties involved once the sale price is agreed upon
• Have all parties involved pay all commissions, listing fees and other fees due at closing

Realtors are experts are showing homes, staging homes for sale, getting homes under contract after price is agreed upon and getting you to closing in a smooth transaction.  They can also recommend options for property management should you decide to rent instead of buy or sell and they can recommend a list of contractors who can do repairs and updates for your home.  Those are great options IF you have the money to do them but what happens if you are out of cash, out of time and at your wits end with this house?

Realtors will make their commissions when you sell your home and while they make money in this transaction, you could lose, lose, lose your tail off if listing with a realtor is not your very best option.  Don't get me wrong, realtors aren't bad and it isn't wrong for them to earn commissions for their services but have you ever thought that perhaps their services don't fully suit your needs and you might need to reconsider your strategy?

Would you ask a brain surgeon to perform surgery on a bunion on your foot?  Most likely not because a Podiatrist would provide the very best expert solution for the bunion because they have extensive knowledge and ability based on research, experience, or occupation in the particular area of study of the anatomy of the feet.  The brain surgeon is also an expert but you'd be asking the wrong expert for his expert advice on brains which wouldn't solve your bunion problem.

Centex Asset Consultants are consultants who work with home buyers, sellers and investors to find the very best win-win outcome by providing our clients with various solutions that banks and realtors can't offer.  We are able to freely offer expert advice because we aren't driven to earn commissions or fees.  We don't require contracts for our consulting services and we don't charge consulting fees.  We have the resources and networks in place to help meet the various needs of our clients.

We are experts in the following:

• Purchasing ugly and undesirable homes for all cash, as-is, where-is with easy closing
• Connecting home buyers with home sellers - as much as you want out of your house, someone is dying to get in it!  Bank qualifying is not required!
• Listening, really listening to our clients with a desire to help them in their situations and going the extra mile to see it through to the end.  
• Much like realtors, we can advertise your home for sale, show homes and conduct open houses but since we are not realtors, you are not required to pay us a commission!
• When possible - turn your home situation around from facing foreclosure into a cash flowing, credit building asset with everyone doing a happy dance!

Have you ever felt frustrated because you know there are more options but you can't seem to find them or find the experts who do possess that knowledge?  Well look no further because we are the experts committed to providing you with - the good, the bad and the ugly, the no "BS", just lay it all out on the line, what are my options and how can you help solve my problems - consulting.  You deserve to know the truth, the whole truth and more knowledge means the power and control remains in your hands.

We know how it feels to have a bank tell us to jump through hoops to qualify for a mortgage loan.  We also know how it feels when you can't immediately repay the terms of the loan and ask for advice from the bank and they tell you to make sure you pay them first!  We understand what it feels like when you sell a house with a realtor and you end up having to pay money just to give away your house.  We fully understand how frustrating it can be when you want more options but no one is offering more solutions and instead they demand more and more money.

Allow us the opportunity to give you our expert advice and solutions with our free consulting services.  Give us the 'under no obligation' opportunity to satisfy your curiosity and arm yourself with more options so you can make fully informed decisions.  Contact us today to learn about your various options!

Centex Asset Consultants
(254) 300 - 6075
Centexassetconsultant@gmail.com
www.centexassetconsultants.com
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*Disclaimer - Centex Asset Consultants are consultants who offer free advice to clients concerning their home asset.  No warranties, promises, guarantees or claims are implied or given concerning the final outcome of services.  Please seek an attorney for legal advice and always perform your own due diligence when conducting financial transactions. *